Grants, guarantees and shared equity each work differently. Explore the support that may apply to your first home, then confirm your options with the relevant professionals.
Official information checked 13 October 2026
State grant rules depend on the property, the transaction and your circumstances. Choose your city to start.
Explore the WA First Home Owner Grant when buying or building your first new home in Perth.
Read the guide ↗Brisbane / QueenslandUp to $30,000Understand Queensland’s First Home Owner Grant before planning your new home in Brisbane.
Read the guide ↗Melbourne / Victoria$10,000A starting guide to the Victorian First Home Owner Grant for a first new home in Melbourne.
Read the guide ↗Adelaide / South AustraliaUp to $15,000Explore first-home grant support when buying or building a new home in Adelaide.
Read the guide ↗Understand how a government guarantee may help eligible buyers enter the market with a smaller deposit.
Explore the scheme ↗National assistanceA different approach to home ownership: understand shared equity before deciding whether to explore it.
Explore the scheme ↗This ATO-administered scheme allows eligible voluntary super contributions to be used towards a first-home deposit. Contribution limits, release amounts and timing rules apply. Understand the process before contributing or signing a contract.
Read the official FHSS overview ↗These guides provide general information, not an eligibility decision. Scheme rules can change. Use the linked government sources and speak with a qualified finance professional before relying on assistance in your budget.
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